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M3Building

E-Trading STP

Quote and bind standard risks in 30 seconds — no underwriter needed

30 sec API to policy

How it works

Broker API requestWeb portal formAppetite check + sanctionsRules engine + live sanctions screeningSTPAuto-quote: within appetiteReferOutside STP rules — UW reviewsDeclineOutside appetite — instant declineRating engineBase rate × factors × territoryBind + postPolicy created, ledger updatedPolicy issuedPDF generated + confirmationCyber first · PI, D&O, Property, Marine via product config · 30 seconds for qualifying risks

What this means

30-second bind

API request to bound policy with PDF document

Three-lane triage

STP, Refer, Decline. No risk slips through the wrong lane

Configurable rating

Actuaries maintain rates and factors, not engineers

Multi-class

Cyber first. PI, D&O, Property, Marine via Product Config

Go to E-Trading STP →
ASSISTANT